Low mileage car insurance versus a bike-only existence

There are many reasons for taking out a low mileage car insurance policy with insurethebox – for many drivers it will be the price, as this type of telematics car insurance is generally cheaper than traditional high-mileage policies.

However, some drivers will have a car, not because they want to drive tens of thousands of miles a year, but because there are some things you just can't do if you only own a bicycle.

Five things you can't do on a bicycle
Yes, there are good reasons why having a car is seen as pretty much essential for today's hectic lifestyles, such as doing the weekly family shop at the supermarket, or for making sure teenage kids get safely home from their friends' houses after 9pm, but when you think about it, a car, even one which only does a low-mileage count each year, is a much better bet in the following circumstances:

1. Getting to a wedding – No, the big straw hat with ostrich feathers and diamante trim just won't work when riding a bike
2. Dump runs – The weekly gardening chores are done, your daughter has cleared out her bedroom and presented you with five black bin liners full of old books and Barbie dolls and a trip to the local dump is looming. One look at your load and then another at your trusty cycle will tell you it's just not going to happen without four wheels and a motor.
3. Doctor's appointments – Your back aches, your head aches, you've got a nasty rash and temperature of 102 degrees – your appointment is in 15 minutes and it's raining. Is your bicycle really the best or safest option? No, get your mum, dad, son, daughter, wife, neighbour or friend to give you a lift in a car. And get well soon.
4. School cooking class and games combined – As a child, I cycled two and a half miles to school every day, but then my timetable threw up the busiest schoolday ever – food tech, music lessons and games all on the same day. Now, I tried once to carry two eggs, half a pint of milk, four ounces of butter and half a pound of flour, plus my trumpet case and hockey boots on the bicycle, but it wasn't a great success, so for two wonderful terms I got a lift to school on a Thursday. Thanks Dad.
5. Day trips – Unless you are lucky enough, or perhaps unlucky enough, to have Chessington World of Adventure on your doorstep, having a great day out with family and friends is not that easy on a bike (especially if your friends don't have a bike), particularly if you want to go further afield than a few miles or need to take buckets, spades, a plastic dinghy, a picnic, towels and a windbreak.

We know there are some hardy souls out there who cycle everywhere to save the planet, and we do admire them for their tenacity and commitment to a cause, but we think that most people appreciate the convenience of having access to a motorised four-wheeled vehicle, even if it is only for emergencies and/or leisure use.

Low mileage car insurance for all
insurethebox makes motoring more affordable for people who don't drive that far or that often, by providing low mileage car insurance at a cheap price.

All we ask in return is that you have a small telematics device fitted to your car so that we can collect data on the distances you have travelled and how well you are driving.

And if you need more than your 6,000 Base Miles, you can simply top up with a bundle of Top-Up Miles, much like buying top-up credit for a mobile phone.

Plus, the telematics box has added safety benefits as well, because it offers a theft tracking service should your car ever be stolen and, in the event of a crash, it offers accident alert capabilities, so that help can be summoned should it be required.*

To find out more about low mileage car insurance from insurethebox, please give us a call, or to get an immediate quote, just click on our "Get a quote" button to see if cheap car insurance can be yours today.

*Conditions apply