What is pay how you drive car insurance?

When we write "pay how you drive car insurance", do you know what we are talking about? If you do, that's great. If not, we simply have to tell you. You really will thank us.

In 2004 trials for what people called the "little black box" began. In 2006, it was launched and hidden unobtrusively in the boot of people's cars. What we at insurethebox more lovingly call Clear Box, had come into existence, and car insurance was changed forever.

What wonderful advances technology has made. We've had pay-as-you-go mobile phones for a while now. Pay-as-you-drive car insurance is still new by comparison – but it's going so well, and it's saving some drivers lots of money.

Car insurance bills can be stressful, and if you don't drive that much, they can make you feel like you should be driving more just to make the cost worthwhile; that only increases petrol costs and doesn't do the planet much good either.

How does it all work?
PHYD car insurance stands for "Pay How You Drive". This fantastic scheme is centred around the Clear Box.

The Clear Box uses telemetry, which means it employs a combination of information and communication technologies to understand and interpret your driving habits. Telematics technology helps us offer car insurance calculated to a different set of risk strategies affected by how you drive.
This clever little box, which is about the size of a mobile phone, collects data on all sorts of things. It can calculate how far the car has been driven, how fast, and how long it took. With this information it can work out your levels of acceleration, levels of braking, and if you have any accidents. Also, using a GPS system, it can track what roads you have been driving on.

So, as well as potentially saving you lots of money, the PHYD car insurance system, using the Clear Box, will reward you for driving safely, and most likely deter car thieves, since the ware-bouts of the car can be tracked. Fantastic news.

Want Pay How You Drive car insurance?
Our should be the perfect car cover for low mileage drivers who take pride in getting from place to place safely.

As well as giving you insurance that reflects how far you drive, which could save you money, the Clear Box's recorded data helps us see if you drive safely.

If you are driving safely, you could earn yourself 100 bonus miles a month.

Also, when the time comes to renew your insurance with us, your safe driving could bring the price down for you.

Fill in our online quote form now and we can arrange for cover to start as soon as you want it to. We will then arrange for the telematics box to be fitted as soon as it is convenient for you.

Alternatively, you can call us for a car insurance quote on 0333 123 1308 and if you have any further questions about insurethebox we will be happy to answer them.