Making the most of telematics insurance when sharing use of a car

It isn't a secret that running a car can be pricey, however, for many people in the UK, owning a car is a necessity. To reduce the costs, a number of drivers opt to share a car with their partner or other family members, adding the extra driver/s to their own car insurance policy.

A great way for motorists to save money is to choose a telematics car insurance provider, such as insurethebox, which will give a car insurance quote based on the policy holder's driving habits which are picked up by a clever device fitted into their car.

If the motorist chooses to add other drivers onto their car insurance policy, they should be aware that the telematics technology in unable to distinguish between different drivers, and therefore data will be always be collected when the car is being driven, regardless of who may be driving the vehicle at a particular time.

Telematics insurance is designed to save motorists money by encouraging them to use UK roads both safely and responsibly, so it is vital that motorists adding other drivers to their insurance policy highlight to joint car users how this type of insurance varies from standard car insurance.

Once all the drivers using a car covered by telematics insurance understand how it works, they will all be able to try their hardest to have a positive effect, increasing the chances of earning rewards and a cheaper renewal quote.

However, insurethebox isn't the only party which will be able to see details of policy holders' driving – policy holders can also see for themselves how they have been driving by viewing an analysis, as well as tips for improvement, on the website in a section named ‘Your Portal'.
The information which is gathered includes aspects such as the time of day the car is being driven, frequent rapid braking and acceleration and the types of roads driven on. These details are picked up by a small telematics Clear Box which is fitted in a policy holder's car – the cost of fitting the device is included in the price of the policy, and insurethebox can arrange to have it fitted at a time to suit the driver.

A fantastic deal from insurethebox
If you consider yourself to be a safe and responsible driver, you may be able to make great savings with a car insurance policy from insurethebox.

To find out more about telematics car insurance, click Get a Quote now, or give one of our team members a call on 0333 123 1308.