Motoring news - Costs of car insurance for young drivers and nightclub owners

Car insurance news - Young drivers and footballers pay more for insurance

Motorists searching for car insurance for young drivers often find that they have to pay annual insurance premiums totalling thousands of pounds, however, a new report has revealed some different factors in car insurance costs.

According to a study carried out by car insurance comparison website confused.com, airline pilots are considered to be the safest drivers on the road, with a captain of a 747 typically paying £321 a year, whereas mobile-disco owners are charged an average of £6,810 a year.

Occupation, age, location and type of car are all factors insurance providers take into account when they calculate a car insurance quote, but some particular occupations suggest a higher level of risk than others.

Football players, referees and nightclub owners are likely to pay thousands of pounds for an annual comprehensive policy, as well as students and diplomatic staff.

Among those likely to find lower-priced car insurance include toy makers, china restorers and travel writers.

Gareth Kloet, head of car insurance at confused.com, said, "This does not mean that every airline captain will be landing a cheap deal – each individual will be quoted on their own data – but your profession can significantly affect your insurance cost, so if you change jobs it is worth letting your insurer know."

"Contributing factors will include the type of car you choose to drive, the average age of people with that profession and of course your claims history as a driver."

Students searching for car insurance for young drivers may benefit from a pay how you drive car insurance policy* which monitors a motorist's driving habits to ensure that they are driving safely and takes those driving behaviours into account when calculating the renewal premium, as well as other, more general, factors.

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