Car insurance news - Men and womens car insurance holders will see MoT changes

Insurance news - Men and womens car insurance holders' MoT tests will change

Drivers with men and women's car insurance for low-mileage motorists, which uses telematics technology to calculate an appropriate annual premium for the policy holder, may be able to use the money they save on car insurance costs to help them overcome changes to the MoT test next year.

The EU wants to make sure the mechanics who perform MoTs check that all the newest innovative technologies now being used inside cars are functioning correctly.

The change, which was announced by the Vehicle and Operator Services Agency (VOSA) and comes into operation from the beginning of January 2012, means that during an MoT the car's dashboard warning lights, power steering, anti-lock brakes and electronic stability control systems will now all be checked.

In order to comply with further EU regulations, drivers whose vehicles fail the MoT will need to pay immediately for any repairs needed, rather than be given a period of time in which to organise for car repairs to be undertaken.

However, initially, failing any of these new technolgy checks will not result in automatic MoT failure.

VOSA's chief executive states, "The MoT test is designed to make sure that a vehicle is fit to be on the road and so it needs to be updated to reflect new vehicle technology.

"We have worked with the industry to prepare them for these changes to make sure that the measures are introduced in the least burdensome way possible."

Hopefully, these more stringent measures during MoTs will reduce the number of men and women's car insurance holders suffering accidents due to vehicle faults, but drivers who are not saving money by using telematics car insurance might find paying immediately for repairs more of a financial strain.