It's fairly common knowledge that young women get their car insurance at a cheaper price than young men, and this difference between men's cover and car insurance for women can be a source of irritation for males who feel that the extra costs they have to shoulder are unfair.
However, a new high-risk category amongst Britain's drivers has been discovered, and men might be pleased to know that this time it is older female drivers. Apparently, insurers reveal, men usually have the worst road traffic accidents up until their 60s – from then on it is women who increasingly take over as the most frequent claimants after having a car crash. Once women reach their 80s they make many more claims than men of the same age.
Women in the 17 to 25 age group may only have to pay about half the cost of men's insurance for their cover, but now some insurance companies want to charge women 50% more than men when they reach 75 years of age, and 100% more when they reach their 80-year milestone. So, it looks as if in the long run, men and women who drive for most of their lives could end up incurring similar costs after all.
The reasons behind women's worsening road safety the older they get is so far unproven, but some insurers think that women often rely on their husbands to drive them about during their married lives, but when a husband is no longer able to drive the wife finds herself having to get behind the wheel after years of not having driven very often at all. So, quite simply, it may be that they've fallen out of practice.
Another possible reason is that traffic is busier and faster than twenty or thirty years ago. So, anyone getting back on the roads, after not having driven for some decades, might get a bit of a shock.
Whatever the reason for older women becoming more of a risk on the road, they, and the young men charged large amounts of money for vehicle cover due to accident statistics, can always save money by finding cheaper car insurance options such as insurethebox's cover for low mileage drivers.
If a motorist doesn't drive too often, having car insurance calculated using data transferred from a telematics box fitted to the vehicle could end up saving them a lot of money
Car insurance for women with insurethebox
If you are interested in saving yourself money on your car cover, then it may be well worth clicking the get a quote button to see how much you could save on your women's car insurance.
There are lots of other benefits available when you join insurethebox and you can find out about Bonus Miles and Reward Miles by clicking on the links in the left hand menu.
To find out more about car insurance for women you can click on the links or give us a ring on 0333 123 1308.