Motorists with new driver car insurance should perform HPI check on used car

How HPI checks could save you money just like a good quote

When looking for a new car to buy, and long before you consider searching for the best deal on new driver car insurance, you should always perform an HPI check before committing yourself to a seller or buying a car and taking it home.

An HPI (Hire Purchase Investigations) check is one way of reducing the risk of making an expensive and stressful mistake when buying a used car.

The HPI website warns that some used vehicles have been:

  • clocked (had their mileage reduced);
  • have been re-painted or altered in some way to hide damage caused by a car crash;
  • are not described correctly;
  • are recorded as stolen;
  • have been previously bought on finance and still need payments made on them.

Furthermore, some vehicles have been written-off so it would not just be a matter of having to pay for the repair of some car parts, it's a matter of having accidentally bought a car which has been deemed too badly damaged to be used on the roads.

Finding that the car you purchased, thinking it was a great deal, has in fact lost you money and can't be driven or has to be returned to its rightful owner or leasing company can be very disheartening for any motorist.

Whether you're an experienced driver and have owned many cars in your motoring career or you are a young driver who has saved up for your first vehicle, falling victim to fraudulent sellers is avoidable by doing some homework.

To understand the risks involved with buying a pre-owned vehicle without doing an HPI check, you can follow the link to the HPI website by clicking here.

Trustworthy cover for trustworthy cars with insurethebox
Just like you would conduct comparisons and research on car insurance, investigating a vehicle's history may also save your hard-earned cash and is best done at your earliest opportunity.

Once you've bought a trustworthy car, why not see if our new driver car insurance is the cover you've been searching for by clicking here.

Drive safe and save Get a quote

    Find us on...

insurethebox is the trading style of Insure The Box Limited which is authorised by the Gibraltar Financial Services Commission (registered number: FSC01082B) and also, authorised and subject to limited regulation by the Financial Services Authority (registered number: 519450). Details about the extent of our authorisation and regulation by the Financial Services Authority are available from us on request, or can be found on the Financial Services Authority website at www.fsa.gov.uk/register/

Certain administration and claims functions are carried out on behalf of Insure The Box Limited by ITB Services Limited in the UK.

Insure The Box Limited and ITB Services Limited are wholly owned subsidiaries of Box Innovation Group Limited which is incorporated in Gibraltar (Company Number: 106243) registered office: Montagu Pavilion, 8-10 Queensway, Gibraltar. Insure The Box Limited is incorporated in Gibraltar (Company Number: 102568) registered office: Montagu Pavilion, 8-10 Queensway, Gibraltar. ITB Services Limited is incorporated in the United Kingdom (Company Number: 6770929) registered office: 30 City Road, London EC1Y 2AB