Help Category: Green Cards

Is there a cost to request a Green Card?

No, we don’t charge for Green Card requests.

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Which countries can I travel to with my insurance and Green Card?

As per your Private Car Policy Document in Your Portal, you will be covered to drive in: Andorra, Austria, Belgium, Bosnia & Herzegovina, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, The Channel Islands and The Isle of Man.

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What period of travel will a Green Card cover?

Your Green Card document covers a period of a minimum of 15 days. It’s worth adding extra days around your trip, in case anything happens, though keep in mind your insurance policy only allows you to travel abroad for 90 consecutive days so your Green Card can be issued for 90 days maximum.

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Can I use the Green Card to rent or borrow a vehicle while I’m in an EU country?

No. Green Card documents will only apply to your own UK-registered vehicle. You’ll need to arrange insurance separately for any rented or borrowed vehicle at the destination.

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What happens if I’m involved in an accident abroad that I might be fully or partly responsible for? Do I need to contact my insurer?

You need to take the same action as you would in the UK: stop safely at the scene, take everyone’s details, observe the scene and make notes – and contact us as soon as possible. You need to ask for the insurance details of the other drivers and gather as much evidence as possible about what happened, including taking pictures.

Please note if you have an accident whilst outside the UK and don’t have a Green Card or it has expired, your policy will not cover you.

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What help will I receive if I’m involved in an accident while driving abroad?

Through the Green Card scheme, the UK has well-established relationships with motor insurers in each EU country to facilitate the settlement of claims for any incidents involving cross-border drivers.

UK residents involved in a road accident need to make a claim against either the driver or the insurer in the EU/EEA country where the accident happened. This could mean making the claim in the local language.

In the event of an accident in an EU/EEA country caused by an uninsured or an untraced driver, UK residents might not receive compensation. This will vary from country to country.

Please visit https://www.mib.org.uk/driving-abroad-eu-exit/ for more information.

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Can I still take my pet with me on the trip?

You won’t be able to use the existing pet passport scheme. Instead, you’ll need to follow a new process which takes approximately 4 months – so you need to be prepared well ahead of time. Please follow government information about the new pet travel scheme.

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What happens if I travel outside the UK without a Green Card?

You must carry a Green Card or you could be accused of driving without insurance and be subject to a fine, having your vehicle seized, or prosecution.

If you have an accident whilst outside the UK and don’t have a Green Card or it has expired then your policy will not cover you. This means you need to prepare for any trip well in advance.

The only other legal option to a Green Card would be to purchase insurance locally when you arrive in the country (often known as ‘frontier insurance’). However, such insurance cover might not be widely available and could be more expensive than UK-issued policies so it’s better to utilise the Green Card that is recognised in all EU countries.

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What else do I need to consider when driving in the EU?

You need to carry your UK driving licence with you. You don’t need an international driving permit (IDP) to drive in the EU, Switzerland, Iceland and Liechtenstein but you might need one in some EU countries and Norway depending on your licence.

We recommend you follow the government’s guidance on driving in the EU after Brexit. We’re also updating information for you in our blog.

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Does my Named Driver need to request a separate copy of the Green Card?

No. As long as the individual is listed as a Named Driver on your insurance policy, one Green Card detailing all insured drivers will be sufficient.

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