Yes. There are some situations which are not covered. These include:

  • Vehicles temporarily immobilised by floods or snow where our repairer cannot reach you or vehicles embedded in mud or sand.
  • Incidents resulting from motor racing, rallies, speed or duration trials.
  • Incidents resulting from a previous inadequate repair or poor maintenance.
  • Vehicles being used for hire or reward.
  • Vehicles not normally kept at the insured’s principal address. Please see your policy documents for a complete list of exclusions.