In calculating your insurance premium we take into account a range of factors which affect the cost of providing your insurance, such as your age, how long you have held your driving licence and where you live. In our experience, your credit score is one of the factors which affects the cost of providing insurance. Your credit score does therefore influence the price we will quote for your car insurance.

We are unable to give further details on the exact relationship between credit score and price as this information is commercially sensitive. We are constantly reviewing our rates, aiming to offer appropriate premiums for the risk presented by each customer.