When you buy your car insurance with insurethebox you get a black box fitted to your car at no extra cost. Choosing the black box option means you can show us that you are a safe driver who deserves to pay a lower premium at renewal.
The box fitting is carried out by one of our experienced engineers at your home or work. It won’t affect the workings of your car, and you don’t have to wait for it to be fitted before you’re covered.
The information we collect from the box we fit to your car (we call it the in-tele-box) allows us to:
- Find out how safely you drive
- Reward you each month for driving safely
- Help you if you have an accident
- Help find your car if it’s stolen
- Manage your claim if you have an accident
- Help calculate your renewal quote
- Help reduce fraud, by detecting false claims
How it all works
In simple terms, telematics means sending computer based information over long distances with the help of global positioning satellites (GPS).
The in-tele-box gathers the following information:
- The time of day or night you drive
- The speed you drive at on different sorts of road
- If you brake or accelerate sharply
- If you take breaks on long journeys
- Your motorway miles
- Your total mileage
- The total number of journeys you make
We use all this information to work out how safely you drive. If you’re a safe driver you’ll earn up to 100 Bonus Miles each month and could see a discount at renewal.
You can see a summary of the information collected by the box in your online Portal.
Rewarding safe driving
We fit a black box to your car so we can reward safe driving, in the form of monthly Bonus Miles and discounts at renewal.
We don’t use the box to punish you – we don’t have any fines, penalties or curfews.
Accident Alert service
Fact: in 2014 we have made an average of 1,400 calls to customers each month in response to accident alerts.
All insurethebox policies include Accident Alert as standard - it's real-time, costs you nothing extra and helps us to help you when you really need it.
The black box can sense any strong impact on the car. If it registers a large jolt, an alarm goes off in our Service Centre.
If this happens and your car is stationary, our trained team will try to call you. We will check you are OK and try to help you get going again. If we can see that your car is moving we will assume you are unharmed and do not require immediate assistance.
If the agent is unable to contact you and your car is stationary we will assess all the circumstances relating to the incident. If we think it is appropriate, we will attempt to contact the emergency services and request that they attend.
Please note we are not able to guarantee that the emergency services will attend in these circumstances, so you should still attempt to contact them yourself if it is necessary and you are able to.
Remember: you must notify us of any incident.
The black box we fit to your car can work as a theft tracking device, so if your car is stolen, in most cases we'll help find it.
Interested in black box insurance?
Get a quote from us online by clicking here.
Or, you can phone us on 0333 123 1308.