At insurethebox we’re all about encouraging and rewarding safe driving. There are two main ways we do this:
- Awarding additional miles each month to safe drivers (these are called Bonus Miles)
- The possibility of better prices at renewal for safe drivers
When you buy your car insurance policy with insurethebox you choose a certain number of Policy Miles. You can select 6,000, 8,000 or 10,000 miles. As a reward for driving safely, we give you the opportunity to add to your initial mileage allowance by earning extra miles – Bonus Miles – each month. You can earn up to 100 Bonus Miles a month, that’s up to 1,200 a year!You can also buy additional miles at any time during the policy term if you find you are running out. These are called Top Up Miles and you can find out more about them here.
Remember: you must buy Top Up Miles if you run out of miles, otherwise your policy will be cancelled.
How it works
When you take out your insurethebox policy you will have a small telematics box (the black box) fitted to your car.
The data from the telematics box in your car tells us:
- The time of day or night you drive
- The speed you drive at on different sorts of road
- If you brake or accelerate sharply
- If you take breaks on long journeys
- Your motorway miles
- Your total mileage
The box can also help us locate your car if it’s stolen, and alert us when you have an accident, if it senses a strong impact on the car.
How we calculate your Bonus Miles score
Bonus Miles are awarded by looking at five criteria:
How to find out your score
You can check your Bonus Miles score each month by visiting your personalised online Portal. This is also where you can find your policy information, documents and mileage summary too.
Just head to the Bonus Miles page once you’ve driven for 5-6 weeks and you’ll see your score for the last month as well as a rating for each safe driving category (see above).
What happens at renewal
When your policy year comes to an end, we will take into account your Bonus Miles scores from the year when calculating your renewal quote. If you’ve proven that you’re a safe driver you could get a discount when you renew.
I drive safely! How can I earn these rewards?
To buy your car insurance policy with insurethebox, simply click get a quote to get started.Get a quote
* Source: insurethebox internal data, correct as of July 2015.