Cheaper car insurance for young drivers

You’re a young driver, you’ve passed your test, you can’t wait to get out on the road. But you need to get young drivers car insurance first – and how much is it going to cost? As a young driver you must be wondering where the best place is to get cheaper car insurance for first time drivers.

It is an unfortunate fact that younger drivers have considerably more accidents – especially serious ones – than more experienced drivers. In fact 20% of serious accidents on the road involve young drivers (source). This means that car insurance quotes for young drivers tend to be much higher – because the probability of having to pay out lots of money following an accident is higher.

So where can you find cheaper car insurance policies? Where can you get a great price for young drivers insurance? Well insurethebox is a good place to start.

17 year-old Kyle from Glasgow was shocked that car insurance could be so expensive for young drivers. The highest quote he received by searching online was £4,400 – almost £3000 more expensive than the policy he decided to buy from insurethebox.

“When I first started driving I was a bit nervous about the black box, but I quickly got used to it. It’s not fair that so many young people set a bad reputation for other young drivers by driving badly. But black box car insurance from companies like insurethebox helps bring the cost right down, making it cheaper for us to be on the road, while keeping an eye on our driving”.

With telematics technology, you are rewarded for good driving. You can earn up to 100 Bonus Miles a month, and could get a great value car insurance price at renewal.

What is black box insurance?
Black box insurance (also known as telematics insurance) is where your car is fitted with a small black box that is used to gather the following information:

  • The time of day or night you drive
  • The speed you drive at on different sorts of road
  • If you brake or accelerate sharply
  • If you take breaks on long journeys
  • Your motorway miles
  • Your total mileage

This information is then used to work out how safely you drive.

How does black box insurance work?

When you buy your car insurance with insurethebox you get a black box fitted to your car at no extra cost. Choosing the black box option means you can show us that you are a safe driver who deserves to pay a lower premium at renewal.

If you’re a safe driver you’ll earn up to 100 Bonus Miles each month and could see a discount at renewal. You can see a summary of the information collected by the box in Your Portal.

The box fitting is carried out by one of our experienced engineers at your home or work. It won’t affect the workings of your car, and you don’t have to wait for it to be fitted before you’re covered.

Benefits of the black box

The benefits of the black box for young and new drivers

You’re probably a bit worried about having a black box fitted to your car. Here’s why it’s worth it for young driver car insurance:

  • There are no curfews and no fines. At insurethebox we understand how important your freedom is as a young driver. Plus, we actively oppose curfews as we think they can put young drivers in danger.
  • We encourage you to drive at a speed appropriate for the road and conditions and certainly don’t condone breaking the speed limit – it’s a maximum, not a target after all. But we prefer to focus our customers on improving their driving habits by providing regular feedback on potential bad driving habits.
  • The box lets us reward you for safe driving. You can earn extra Bonus Miles each month and you’re likely to get a discount at renewal if you’ve driven safely throughout the year.

The box allows us to help you when you really need it. Your policy includes the additional benefit of Accident Alert and Theft recovery at no extra cost – so we can help you if you have an accident or your car is stolen.

How do we provide cheaper car insurance?
  • The data from our customers’ black boxes gives us a lot more information than traditional insurers have, so we can give accurate pricing based on a solid estimate of each individual driver’s risk of having an accident.
  • We sell limited mileage policies – you choose 6,000, 8,000 or 10,000 miles and can buy more at any time. Our premiums are therefore based on a specific number of miles – not an estimation that could be much higher than the amount you actually end up driving.
  • Our customers are safer drivers overall – we reward safe driving with monthly Bonus Miles and potential discounts at renewal. So our customers usually choose to drive safely. This means we save in claims costs and we can usually offer cheaper car insurance for young drivers who drive safely.

Convinced already? Get a quote and find out how much you could save.

Using the latest technology

Young driver car insurance using the latest technology

We use the latest technology with our black box to keep you and your data safe.

You can manage your policy online with your very own online Portal. This is where you can find all your policy details and documents, plus all of your driving information and Bonus Miles scores – these help show you how safely you drive. We give you tips on how to improve too.

You can drive around safe in the knowledge that your data is safe with us. We won’t use it to punish you or sell you other products. We won’t release your driving information to the police unless we’re required to by law, or we suspect fraud.

So if you’re looking for cheaper car insurance for a new driver, whether that’s you or someone you know, why not get a quote now and discover if you can make savings with insurethebox.

Our quote form works on all devices, so you can get a quote on your mobile or tablet if you’d like to.

Safe driving rewards

Safe driving rewards – not penalties

Providing your policy details stay the same throughout the year (e.g. your car or address), you can rest assured that your premium will stay the same too.

Some telematics companies will increase your premium during the year if you drive badly – not insurethebox.

We only reward safe driving.

And just a reminder – we have no penalties for driving at night.

Tell me how to get a quote!

If you’re looking for insurance companies for young drivers, insurethebox is a good place to start.

Get a quote

We’re social too

If you’d like to ask more questions about car insurance with insurethebox, feel free to contact us through Facebook or Twitter. We’re available 9am-5pm weekdays and would love to hear from you.