Generally, car insurance for women has always been cheaper than for their male counterparts.

A recent survey published by a UK car insurance company showed that, on average, young women aged between 17 and 20 paid approximately £1,700 less than a man of the same age.

In London, the premium gap is even higher, with men paying approximately 48% more than females.

The survey also showed that, generally, car insurance for women decreased marginally in the last quarter of 2011, but prices continued to rise for men – with 61 to 65-year-olds suffering a 7.4% increase in their premiums.

Women have traditionally been offered favourable rates because their claims are generally less costly than men’s. However, all this should come to an end on December 21st as new European laws come into effect, making this practice illegal on gender discrimination grounds. It will mean mean that insurers will have to charge equal cover to both men and woman.

Because insurance companies cannot reduce their premiums to a driver considered to be “high risk”, female drivers could find their policies matching their male counterparts when they compare car insurance for women.